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Signup bonus history

Bank of America Unlimited Cash Rewards

Compare the current signup bonus with the offers we have tracked, then decide whether its value and spending requirement fit your plan.

History helps you understand the range of past offers. It cannot predict the next offer, and a higher bonus is only better when you can meet its spending requirement responsibly.

All-Time High
200
points
Historical Avg
167
points
Offers Tracked
3
since launch
Current Offer Active
Bonus Offer
Requirements
Within 12 months
Started: Aug 6, 2026

Targeted offer only: earn 3% cash back on all purchases during the first year. With BofA Rewards Premier status, the targeted rate can be up to 4.12%. Check eligibility in the Bank of America personalized offers dashboard. This does not replace the standard public offer for non-targeted applicants.

Previous Offers 2
Mar 2026 → Aug 2026
Credit: $200
Spend: $1,000
Time: 3mo

Targeted offer: Earn a $750 sign-up bonus after making $5,000 in purchases within the first 90 days of account opening. Offer availability is targeted and may vary. Apply through: https://secure.bankofamerica.com/secure-offers-modernization/public/personalized-offers-signin/?channel=SBCDEM&campaignID=4076967&rewardPromoID=10049622

Jan 2025 → Mar 2026 All-time high
Points: 200
Spend: $1,000
Time: 3mo
Frequently Asked Questions
What is the best-ever Bank of America Unlimited Cash Rewards signup bonus?
The highest recorded Bank of America Unlimited Cash Rewards signup bonus is 200 points.
Is the current Bank of America Unlimited Cash Rewards offer a good deal?
We're tracking Bank of America Unlimited Cash Rewards bonus history. Check back as more data is added.
How often does the Bank of America Unlimited Cash Rewards bonus change?
The Bank of America Unlimited Cash Rewards signup bonus has changed 2 times based on our records. Offers typically change a few times per year around promotional periods.
What is the Bank of America Unlimited Cash Rewards signup bonus in 2026?
See the current Bank of America Unlimited Cash Rewards offer details above.