Signup bonus history
Bank of America Unlimited Cash Rewards
Compare the current signup bonus with the offers we have tracked, then decide whether its value and spending requirement fit your plan.
History helps you understand the range of past offers. It cannot predict the next offer, and a higher bonus is only better when you can meet its spending requirement responsibly.
Limited-time offer: earn a $250 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.
Targeted offer only: earn 3% cash back on all purchases during the first year. With BofA Rewards Premier status, the targeted rate can be up to 4.12%. Check eligibility in the Bank of America personalized offers dashboard. This does not replace the standard public offer for non-targeted applicants.
Targeted offer: Earn a $750 sign-up bonus after making $5,000 in purchases within the first 90 days of account opening. Offer availability is targeted and may vary. Apply through: https://secure.bankofamerica.com/secure-offers-modernization/public/personalized-offers-signin/?channel=SBCDEM&campaignID=4076967&rewardPromoID=10049622
- What is the best-ever Bank of America Unlimited Cash Rewards signup bonus?
- The highest recorded Bank of America Unlimited Cash Rewards signup bonus is 16,667 points.
- Is the current Bank of America Unlimited Cash Rewards offer a good deal?
- Yes — the current Bank of America Unlimited Cash Rewards offer is at or near its all-time high of 16,667 points. This is one of the best offers we've recorded.
- How often does the Bank of America Unlimited Cash Rewards bonus change?
- The Bank of America Unlimited Cash Rewards signup bonus has changed 3 times based on our records. Offers typically change a few times per year around promotional periods.
- What is the Bank of America Unlimited Cash Rewards signup bonus in 2026?
- The current Bank of America Unlimited Cash Rewards signup bonus in 2026 is $250 statement credit after spending $1,000 in the first 3 months.