Credit Card Rewards Program
Karat Rewards
Karat Rewards is a creator-business card program built around configurable business-spend categories rather than a fixed static bonus map.
Cards in This Program
Redemption Tips
Points can be used for statement credits and creator-oriented redemptions. Because the category setup is customized, the main decision is category selection rather than redemption arbitrage.
Earning Tips
Cardholders choose their higher-earning creator categories. The practical value depends on whether their spend aligns with the selected categories.