Indigo

Estimated value: 1.0¢ per points

Indigo is a credit-access / credit-building program, not a real rewards destination. The linked cards are primarily relevant for users with limited approval options who need a revolving line that reports to the bureaus, so the main decision factors are fees, account terms, and the ability to move on to a better card later. In Card Curator, Indigo should be thought of as a transitional tool. Rewards optimization is not the central use case; the priority is whether the card helps the user stabilize or rebuild their credit profile at an acceptable cost.