Best Goldman Sachs Credit Cards (2026)

The Apple Card is currently the top-rated Goldman Sachs card, offering no annual fee and a strong welcome offer for new cardholders.

Yes — the Apple Card has no annual fee and earns 1x base rewards on purchases.

Most Goldman Sachs credit cards require good to excellent credit (typically 670+). Premium travel cards like the top-tier options generally require a score of 720 or higher for the best approval odds.

Goldman Sachs credit cards earn points, miles, or cash back depending on the card. Category cards earn accelerated rates in your top spending areas, while flat-rate cards keep things simple.

Goldman Sachs points and miles offer strong value, especially when redeemed for travel. Pairing multiple Goldman Sachs cards can maximize your earning across categories.

You can apply directly through https://www.goldmansachs.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.