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CardCurator — Rewards Intelligence
Card Comparison

Choice Privileges Mastercard vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Choice Privileges Mastercard card art
Choice Privileges
Choice Privileges Mastercard
Wells Fargo
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
3%
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Choice Hotels® properties19 plus on Choice Privileges point purchases 5x
  • gas stations, grocery stores, home improvement stores and phone plan services 3x
  • All Other Purchases 1x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Pts Value
~0.60¢/pt points · industry est.
~1.65¢/pt points · industry est.
Key Credits
None
  • Annual Statement Credit $50
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +4 more
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Common Questions: Choice Privileges Mastercard vs Wells Fargo Autograph Journey

Is the Choice Privileges Mastercard or Wells Fargo Autograph Journey better for dining?

Choice Privileges Mastercard has no dining bonus; Wells Fargo Autograph Journey earns 3x on dining.

Which has the higher signup bonus in 2026?

Choice Privileges Mastercard currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). Wells Fargo Autograph Journey has the larger bonus.

Which card is better for international travel?

Wells Fargo Autograph Journey charges no foreign transaction fees — the better pick for international use. Choice Privileges Mastercard charges 3% on foreign purchases.

Can I hold both the Choice Privileges Mastercard and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Wells Fargo, so check their specific application rules.