The Wells Fargo Autograph edges out the Wells Fargo Active Cash for most cardholders — it wins on 2 of 4 comparison categories and offers 20,000 pts signup bonus earns more (up to 3x vs 2x). The Wells Fargo Active Cash is the better choice if you prioritize a different rewards ecosystem.
Wells Fargo Active Cash vs Wells Fargo Autograph
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 2x
- Restaurants, Travel, Gas, Transit, Streaming, Phone Plans 3x
- All Other Purchases 1x
- Aer Lingus AerClub
- Flying Blue
- Avianca LifeMiles
- British Airways Executive Club
- Iberia Plus
- +4 more
Common Questions: Wells Fargo Active Cash vs Wells Fargo Autograph
Is the Wells Fargo Active Cash or Wells Fargo Autograph better for dining?
Wells Fargo Active Cash has no dining bonus; Wells Fargo Autograph earns 3x on dining.
Which has the higher signup bonus in 2026?
Wells Fargo Active Cash currently offers 20,000 pts signup bonus (spend $500 in 3 months). Wells Fargo Autograph offers 20,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Autograph has the larger bonus.
Which card is better for international travel?
Wells Fargo Autograph charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.
Can I hold both the Wells Fargo Active Cash and the Wells Fargo Autograph?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Wells Fargo, so check their specific application rules.