Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Wells Fargo Active Cash vs Wells Fargo Autograph

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Wells Fargo Active Cash card art
Wells Fargo Cash Rewards
Wells Fargo Active Cash
Wells Fargo
More Info
Wells Fargo Autograph card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
None
Signup Bonus
20,000 points
Spend $500 in 3 months
20,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • All Purchases 2x
  • Restaurants, Travel, Gas, Transit, Streaming, Phone Plans 3x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Wells Fargo Active Cash vs Wells Fargo Autograph

Is the Wells Fargo Active Cash or Wells Fargo Autograph better for dining?

Wells Fargo Active Cash has no dining bonus; Wells Fargo Autograph earns 3x on dining.

Which has the higher signup bonus in 2026?

Wells Fargo Active Cash currently offers 20,000 pts signup bonus (spend $500 in 3 months). Wells Fargo Autograph offers 20,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Autograph has the larger bonus.

Which card is better for international travel?

Wells Fargo Autograph charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.

Can I hold both the Wells Fargo Active Cash and the Wells Fargo Autograph?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Wells Fargo, so check their specific application rules.