The Visa Signature® Flagship Rewards and Wyndham Rewards Earner Plus Card are closely matched. Visa Signature® Flagship Rewards wins on 2 categories (35,000 pts signup bonus); Wyndham Rewards Earner Plus Card wins on 2 ($8 signup bonus). The better pick depends on your spending patterns.
Visa Signature® Flagship Rewards vs Wyndham Rewards Earner Plus Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Travel 3x
- All Other Purchases 2x
- Hotels by Wyndham as well as on qualifying gas purchases 6x
- dining and grocery store purchases (excluding Target® and Walmart 4x
- All Other Purchases 1x
- Amazon Prime $139
- Global Entry/TSA PreCheck Credit $120
- Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more.
Common Questions: Visa Signature® Flagship Rewards vs Wyndham Rewards Earner Plus Card
Is the Visa Signature® Flagship Rewards or Wyndham Rewards Earner Plus Card better for dining?
Visa Signature® Flagship Rewards has no dining bonus; Wyndham Rewards Earner Plus Card earns 4x on dining.
Which has the higher signup bonus in 2026?
Visa Signature® Flagship Rewards currently offers 35,000 pts signup bonus (spend $3,500 in 3 months). Wyndham Rewards Earner Plus Card offers $8 signup bonus. Wyndham Rewards Earner Plus Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Visa Signature® Flagship Rewards and the Wyndham Rewards Earner Plus Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Visa Signature® Flagship Rewards is from Navy Federal Credit Union and Wyndham Rewards Earner Plus Card is from Barclays, so they're governed by separate bank policies.