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Quick Answer

The United Club℠ Infinite Card and World Of Hyatt Credit Card are closely matched. United Club℠ Infinite Card wins on 2 categories (90,000 pts signup bonus); World Of Hyatt Credit Card wins on 2 ($9 signup bonus). The better pick depends on your spending patterns.

Card Comparison

United Club℠ Infinite Card vs World Of Hyatt Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info
World Of Hyatt Credit Card card art
World of Hyatt
World Of Hyatt Credit Card
Chase
More Info
Annual Fee
$695/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $5,000 in 3 months
was 80k pts
See issuer
was 33k pts
Top Earn Rates
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
  • Hyatt hotels and resorts 9x
  • dining, airline tickets purchased directly from the airline, gym memberships, and local transit and commuting 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.30¢/pt miles · industry est.
~1.70¢/pt points · industry est.
Key Credits
  • Global Entry/TSA PreCheck Credit $120
  • IHG Rewards Credit $120
None
Card Perks
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
  • World of Hyatt Discoverist status
Spend Milestones
No milestones
  • second free night
    After $15,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: United Club℠ Infinite Card vs World Of Hyatt Credit Card

Is the United Club℠ Infinite Card or World Of Hyatt Credit Card better for dining?

United Club℠ Infinite Card earns 2x on dining; World Of Hyatt Credit Card earns 2x on dining. United Club℠ Infinite Card wins for dining.

Which has the higher signup bonus in 2026?

United Club℠ Infinite Card currently offers 90,000 pts signup bonus (spend $5,000 in 3 months). World Of Hyatt Credit Card offers $9 signup bonus. United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the United Club℠ Infinite Card and the World Of Hyatt Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.