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Quick Answer

The U.S. Bank Business Altitude Power and United Club℠ Infinite Card are closely matched. U.S. Bank Business Altitude Power wins on 2 categories (75,000 pts signup bonus); United Club℠ Infinite Card wins on 2 (90,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

U.S. Bank Business Altitude Power vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info
Annual Fee
$195/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $10,000 in 3 months
90,000 points
Spend $5,000 in 3 months
was 80k pts
Top Earn Rates
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.30¢/pt miles · industry est.
Key Credits
None
  • Global Entry/TSA PreCheck Credit $120
  • IHG Rewards Credit $120
Card Perks
  • Priority Pass (~$200/yr)
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Transfer Partners
No transfer partners
No transfer partners

Common Questions: U.S. Bank Business Altitude Power vs United Club℠ Infinite Card

Is the U.S. Bank Business Altitude Power or United Club℠ Infinite Card better for dining?

U.S. Bank Business Altitude Power has no dining bonus; United Club℠ Infinite Card earns 2x on dining.

Which has the higher signup bonus in 2026?

U.S. Bank Business Altitude Power currently offers 75,000 pts signup bonus (spend $10,000 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the U.S. Bank Business Altitude Power and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. U.S. Bank Business Altitude Power is from U.S. Bank and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.