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Quick Answer

The TD Business Solutions Credit Card and Visa Signature® Flagship Rewards are closely matched. TD Business Solutions Credit Card wins on 2 categories ($400 signup bonus); Visa Signature® Flagship Rewards wins on 2 (35,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

TD Business Solutions Credit Card vs Visa Signature® Flagship Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

TD Business Solutions Credit Card card art
TD Bank Cash Back
TD Business Solutions Credit Card
TD Bank
More Info
Visa Signature® Flagship Rewards card art
Navy Federal Credit Union
Visa Signature® Flagship Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
$49/yr
Foreign Fees
3%
None
Signup Bonus
$400 credit
Spend $3,000 in 3 months
was 25k pts
35,000 points
Spend $3,500 in 3 months
Top Earn Rates
  • All Purchases 2x
  • Travel 3x
  • All Other Purchases 2x
Reward Type
cashback
cashback
Pts Value
~1.00¢/pt cash back dollars · industry est.
~1.00¢/pt points · industry est.
Key Credits
None
  • Amazon Prime $139
  • Global Entry/TSA PreCheck Credit $120

Common Questions: TD Business Solutions Credit Card vs Visa Signature® Flagship Rewards

Is the TD Business Solutions Credit Card or Visa Signature® Flagship Rewards better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

TD Business Solutions Credit Card currently offers $400 signup bonus (spend $3,000 in 3 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). TD Business Solutions Credit Card has the larger bonus.

Which card is better for international travel?

Visa Signature® Flagship Rewards charges no foreign transaction fees — the better pick for international use. TD Business Solutions Credit Card charges 3% on foreign purchases.

Can I hold both the TD Business Solutions Credit Card and the Visa Signature® Flagship Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. TD Business Solutions Credit Card is from TD Bank and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.