Card Comparison
TD Business Solutions Credit Card vs TD First Class
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$89/yr
Foreign Fees
3%
None
Signup Bonus
25,000 points
Spend $1,500 in 3 months
25,000 points
Spend $3,000 in 6 months
Top Earn Rates
- All Purchases 2x
- travel and dining 3x
- All Other Purchases 1x
Reward Type
cashback
cashback
Pts Value
~1.00¢/pt cash back dollars · industry est.
~1.00¢/pt cash back dollars · industry est.
Key Credits
None
None
Card Perks
None listed
- Annual Fee waived first year (~$89/yr)
Common Questions: TD Business Solutions Credit Card vs TD First Class
Is the TD Business Solutions Credit Card or TD First Class better for dining?
TD Business Solutions Credit Card has no dining bonus; TD First Class earns 3x on dining.
Which has the higher signup bonus in 2026?
TD Business Solutions Credit Card currently offers 25,000 pts signup bonus (spend $1,500 in 3 months). TD First Class offers 25,000 pts signup bonus (spend $3,000 in 6 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
TD First Class charges no foreign transaction fees — the better pick for international use. TD Business Solutions Credit Card charges 3% on foreign purchases.
Can I hold both the TD Business Solutions Credit Card and the TD First Class?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from TD Bank, so check their specific application rules.