The Southwest Premier edges out the Southwest Premier Business for most cardholders — it wins on 1 of 4 comparison categories and offers 85,000 pts signup bonus. The Southwest Premier Business is the better choice if you prioritize a different rewards ecosystem.
Southwest Premier vs Southwest Premier Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Southwest Purchases 3x
- Grocery Stores and Restaurants 2x
- All Other Purchases 1x
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
- 1,500 Tier Qualifying Points toward A-List statusAfter $5,000 spend
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Common Questions: Southwest Premier vs Southwest Premier Business
Is the Southwest Premier or Southwest Premier Business better for dining?
Southwest Premier earns 2x on dining; Southwest Premier Business has no dining bonus.
Which has the higher signup bonus in 2026?
Southwest Premier currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Premier and the Southwest Premier Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.