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CardCurator — Rewards Intelligence
Card Comparison

Southwest Plus vs Southwest Premier Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Southwest Premier Business card art
Southwest Rapid Rewards
Southwest Premier Business
Chase
More Info
Annual Fee
$99/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $3,000 in 3 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
  • Southwest Purchases 3x
  • Rapid Rewards Hotel and Car Rental Partners 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
No milestones
  • 2,000 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Southwest Plus vs Southwest Premier Business

Is the Southwest Plus or Southwest Premier Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Southwest Plus currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Southwest Plus and the Southwest Premier Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.