Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

PNC Cash Rewards Visa vs PNC Cash Unlimited Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

PNC Cash Rewards Visa card art
PNC Rewards
PNC Cash Rewards Visa
PNC Bank
More Info
PNC Cash Unlimited Visa card art
PNC Rewards
PNC Cash Unlimited Visa
PNC Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
$200 credit
Spend $1,000 in 3 months
None
Top Earn Rates
  • Gas Stations 4x
  • Dining 3x
  • Groceries 2x
2x base rate
Reward Type
cashback
cashback
Key Credits
None
None
Open full comparison tool Compare more cards

Common Questions: PNC Cash Rewards Visa vs PNC Cash Unlimited Visa

Is the PNC Cash Rewards Visa or PNC Cash Unlimited Visa better for dining?

PNC Cash Rewards Visa earns 3x on dining; PNC Cash Unlimited Visa has no dining bonus.

Which has the higher signup bonus in 2026?

PNC Cash Rewards Visa currently offers $200 signup bonus (spend $1,000 in 3 months). PNC Cash Unlimited Visa offers no current bonus. PNC Cash Rewards Visa has the larger bonus.

Which card is better for international travel?

Both cards charge foreign transaction fees (PNC Cash Rewards Visa: 3%, PNC Cash Unlimited Visa: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the PNC Cash Rewards Visa and the PNC Cash Unlimited Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from PNC Bank, so check their specific application rules.