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CardCurator — Rewards Intelligence
Card Comparison

Platinum vs Prime Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Platinum card art
Navy Federal Credit Union
Platinum
Navy Federal Credit Union
More Info
Prime Visa card art
Amazon Rewards
Prime Visa
Chase
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
25,000 points
Top Earn Rates
  • All Purchases 1x
  • Amazon 5x
  • Whole Foods Market 5x
  • Amazon 5x
Reward Type
credit building
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Platinum vs Prime Visa

Is the Platinum or Prime Visa better for dining?

Platinum has no dining bonus; Prime Visa earns 2x on dining.

Which has the higher signup bonus in 2026?

Platinum currently offers no current bonus. Prime Visa offers 25,000 pts signup bonus. Prime Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Platinum and the Prime Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Platinum is from Navy Federal Credit Union and Prime Visa is from Chase, so they're governed by separate bank policies.