The OpenSky Launch Secured Visa edges out the OpenSky Plus Secured Visa for most cardholders — it wins on 1 of 4 comparison categories and offers no current bonus earns more (up to 10x vs 9.9x). The OpenSky Plus Secured Visa is the better choice if you prioritize a different rewards ecosystem.
OpenSky Launch Secured Visa vs OpenSky Plus Secured Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Select Merchants 10x
- All Other Purchases 1x
- Select Merchants 9.9x
- All Other Purchases 1x
Common Questions: OpenSky Launch Secured Visa vs OpenSky Plus Secured Visa
Is the OpenSky Launch Secured Visa or OpenSky Plus Secured Visa better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the OpenSky Launch Secured Visa and the OpenSky Plus Secured Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital Bank, so check their specific application rules.