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Card Comparison

Marriott Bonvoy Business American Express Card vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info
Annual Fee
$125/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
150,000 points + $125 credit
Spend $8,000 in 6 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Pts Value
~0.80¢/pt points · industry est.
~1.30¢/pt miles · industry est.
Key Credits
None
  • Global Entry/TSA PreCheck Credit $120
  • IHG Rewards Credit $120
Card Perks
None listed
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Transfer Partners
  • United MileagePlus
No transfer partners

Common Questions: Marriott Bonvoy Business American Express Card vs United Club℠ Infinite Card

Is the Marriott Bonvoy Business American Express Card or United Club℠ Infinite Card better for dining?

Marriott Bonvoy Business American Express Card earns 4x on dining; United Club℠ Infinite Card earns 2x on dining. Marriott Bonvoy Business American Express Card wins for dining.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Business American Express Card currently offers 150,000 pts signup bonus (spend $8,000 in 6 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Business American Express Card and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Business American Express Card is from American Express and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.