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Card Comparison

Marriott Bonvoy Business American Express Card vs The Platinum Card from American Express Exclusively for Charles Schwab

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
The Platinum Card from American Express Exclusively for Charles Schwab card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
More Info
Annual Fee
$125/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
150,000 points + $125 credit
Spend $8,000 in 6 months
150,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~0.80¢/pt points · industry est.
~1.10¢/pt points · industry est.
Key Credits
None
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
Card Perks
None listed
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
Transfer Partners
  • United MileagePlus
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: Marriott Bonvoy Business American Express Card vs The Platinum Card from American Express Exclusively for Charles Schwab

Is the Marriott Bonvoy Business American Express Card or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?

Marriott Bonvoy Business American Express Card earns 4x on dining; The Platinum Card from American Express Exclusively for Charles Schwab has no dining bonus.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Business American Express Card currently offers 150,000 pts signup bonus (spend $8,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Business American Express Card and the The Platinum Card from American Express Exclusively for Charles Schwab?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.