Skip to main content
Card Comparison

Marriott Bonvoy Business American Express Card vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
$125/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
150,000 points + $125 credit
Spend $8,000 in 6 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~0.80¢/pt points · industry est.
~1.40¢/pt points · industry est.
Key Credits
None
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • United MileagePlus
No transfer partners

Common Questions: Marriott Bonvoy Business American Express Card vs Southwest Premier

Is the Marriott Bonvoy Business American Express Card or Southwest Premier better for dining?

Marriott Bonvoy Business American Express Card earns 4x on dining; Southwest Premier earns 2x on dining. Marriott Bonvoy Business American Express Card wins for dining.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Business American Express Card currently offers 150,000 pts signup bonus (spend $8,000 in 6 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Business American Express Card and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Business American Express Card is from American Express and Southwest Premier is from Chase, so they're governed by separate bank policies.