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CardCurator — Rewards Intelligence
Card Comparison

LATAM Airlines Mastercard vs Visa Signature® Flagship Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines Mastercard card art
Latam Pass Miles
LATAM Airlines Mastercard
Cardless
More Info
Visa Signature® Flagship Rewards card art
Navy Federal Credit Union
Visa Signature® Flagship Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
$49/yr
Foreign Fees
None
None
Signup Bonus
15,000 points
Spend $1,000 in 3 months
35,000 points
Spend $3,500 in 3 months
Top Earn Rates
  • LATAM Airlines Purchases 3x
  • Restaurants, Rideshare, taxis, & public transit 2x
  • All Other Purchases 1x
  • Travel 3x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
None
  • Amazon Prime $139
  • Global Entry/TSA PreCheck Credit $120
Transfer Partners
No transfer partners
Cash back only
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Common Questions: LATAM Airlines Mastercard vs Visa Signature® Flagship Rewards

Is the LATAM Airlines Mastercard or Visa Signature® Flagship Rewards better for dining?

LATAM Airlines Mastercard earns 2x on dining; Visa Signature® Flagship Rewards has no dining bonus.

Which has the higher signup bonus in 2026?

LATAM Airlines Mastercard currently offers 15,000 pts signup bonus (spend $1,000 in 3 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). LATAM Airlines Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the LATAM Airlines Mastercard and the Visa Signature® Flagship Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines Mastercard is from Cardless and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.