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CardCurator — Rewards Intelligence
Card Comparison

IHG One Rewards Premier Credit Card vs Marriott Bonvoy Business American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Annual Fee
$99/yr
$125/yr
Foreign Fees
None
None
Signup Bonus
175,000 points
Spend $5,000 in 3 months
150,000 points + $125 credit
Spend $8,000 in 6 months
Top Earn Rates
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
Reward Type
miles
miles
Pts Value
~0.50¢/pt points · industry est.
~0.80¢/pt points · industry est.
Key Credits
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
None
Card Perks
  • 4th award night free
  • Platinum Elite Status
None listed
Spend Milestones
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
No milestones
Transfer Partners
No transfer partners
  • United MileagePlus
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Common Questions: IHG One Rewards Premier Credit Card vs Marriott Bonvoy Business American Express Card

Is the IHG One Rewards Premier Credit Card or Marriott Bonvoy Business American Express Card better for dining?

IHG One Rewards Premier Credit Card earns 5x on dining; Marriott Bonvoy Business American Express Card earns 4x on dining. IHG One Rewards Premier Credit Card wins for dining.

Which has the higher signup bonus in 2026?

IHG One Rewards Premier Credit Card currently offers 175,000 pts signup bonus (spend $5,000 in 3 months). Marriott Bonvoy Business American Express Card offers 150,000 pts signup bonus (spend $8,000 in 6 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Business American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. IHG One Rewards Premier Credit Card is from Chase and Marriott Bonvoy Business American Express Card is from American Express, so they're governed by separate bank policies.