The Hilton Honors Surpass and The Business Platinum Card from American Express are closely matched. Hilton Honors Surpass wins on 2 categories (130,000 pts signup bonus); The Business Platinum Card from American Express wins on 2 (300,000 pts signup bonus). The better pick depends on your spending patterns.
Hilton Honors Surpass vs The Business Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- Hilton Credit $50
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Hilton Honors Gold Status
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- Free Night AwardAfter $15,000 spend
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Hilton Honors Surpass vs The Business Platinum Card from American Express
Is the Hilton Honors Surpass or The Business Platinum Card from American Express better for dining?
Hilton Honors Surpass earns 6x on dining; The Business Platinum Card from American Express has no dining bonus.
Which has the higher signup bonus in 2026?
Hilton Honors Surpass currently offers 130,000 pts signup bonus (spend $3,000 in 6 months). The Business Platinum Card from American Express offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors Surpass and the The Business Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.