Skip to main content
Quick Answer

The Hilton Honors Surpass edges out the Southwest Priority for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 4x). The Southwest Priority is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Hilton Honors Surpass vs Southwest Priority

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Southwest Priority card art
Southwest Rapid Rewards
Southwest Priority
Chase
More Info
Annual Fee
$150/yr
$229/yr
Foreign Fees
None
None
Signup Bonus
130,000 points
Spend $3,000 in 6 months
was 130k pts
85,000 points
Spend $3,000 in 3 months
was 50k pts
Top Earn Rates
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
  • Southwest Airlines 4x
  • Restaurants 2x
  • Gas Stations 2x
Reward Type
miles
miles
Pts Value
~0.50¢/pt points · industry est.
~1.40¢/pt points · industry est.
Key Credits
  • Hilton Credit $50
  • Travel Credit $75
Card Perks
  • Hilton Honors Gold Status
None listed
Spend Milestones
  • Free Night Award
    After $15,000 spend
  • 2,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Hilton Honors Surpass vs Southwest Priority

Is the Hilton Honors Surpass or Southwest Priority better for dining?

Hilton Honors Surpass earns 6x on dining; Southwest Priority earns 2x on dining. Hilton Honors Surpass wins for dining.

Which has the higher signup bonus in 2026?

Hilton Honors Surpass currently offers 130,000 pts signup bonus (spend $3,000 in 6 months). Southwest Priority offers 85,000 pts signup bonus (spend $3,000 in 3 months). Hilton Honors Surpass has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Hilton Honors Surpass and the Southwest Priority?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors Surpass is from American Express and Southwest Priority is from Chase, so they're governed by separate bank policies.