The Hilton Honors Surpass and Marriott Bonvoy Business American Express Card are closely matched. Hilton Honors Surpass wins on 2 categories (130,000 pts signup bonus); Marriott Bonvoy Business American Express Card wins on 2 (150,000 pts signup bonus). The better pick depends on your spending patterns.
Hilton Honors Surpass vs Marriott Bonvoy Business American Express Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Marriott Hotels 6x
- Restaurants (U.S.) 4x
- Gas Stations (U.S.) 4x
- Hilton Credit $50
- Hilton Honors Gold Status
- Free Night AwardAfter $15,000 spend
- United MileagePlus
Common Questions: Hilton Honors Surpass vs Marriott Bonvoy Business American Express Card
Is the Hilton Honors Surpass or Marriott Bonvoy Business American Express Card better for dining?
Hilton Honors Surpass earns 6x on dining; Marriott Bonvoy Business American Express Card earns 4x on dining. Hilton Honors Surpass wins for dining.
Which has the higher signup bonus in 2026?
Hilton Honors Surpass currently offers 130,000 pts signup bonus (spend $3,000 in 6 months). Marriott Bonvoy Business American Express Card offers 150,000 pts signup bonus (spend $8,000 in 6 months). Marriott Bonvoy Business American Express Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors Surpass and the Marriott Bonvoy Business American Express Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.