The Hilton Honors Surpass and Iberia Visa Signature are closely matched. Hilton Honors Surpass wins on 2 categories (130,000 pts signup bonus); Iberia Visa Signature wins on 2 (85,000 pts signup bonus). The better pick depends on your spending patterns.
Hilton Honors Surpass vs Iberia Visa Signature
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
- Hilton Credit $50
- Hilton Honors Gold Status
- 10% discount on airfare
- Free Night AwardAfter $15,000 spend
- 1,000 Airfare Discount VoucherAfter $30,000 spend
Common Questions: Hilton Honors Surpass vs Iberia Visa Signature
Is the Hilton Honors Surpass or Iberia Visa Signature better for dining?
Hilton Honors Surpass earns 6x on dining; Iberia Visa Signature has no dining bonus.
Which has the higher signup bonus in 2026?
Hilton Honors Surpass currently offers 130,000 pts signup bonus (spend $3,000 in 6 months). Iberia Visa Signature offers 85,000 pts signup bonus (spend $5,000 in 3 months). Iberia Visa Signature has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors Surpass and the Iberia Visa Signature?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors Surpass is from American Express and Iberia Visa Signature is from Chase, so they're governed by separate bank policies.