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Quick Answer

The Hilton Honors Business Card and United℠ Business Card are closely matched. Hilton Honors Business Card wins on 2 categories (130,000 pts signup bonus); United℠ Business Card wins on 2 (100,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Hilton Honors Business Card vs United℠ Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info
Annual Fee
$195/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
130,000 points
Spend $8,000 in 6 months
was 175k pts
100,000 points
Spend $5,000 in 3 months
was 100k pts
Top Earn Rates
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
miles
miles
Pts Value
~0.50¢/pt points · industry est.
~1.30¢/pt miles · industry est.
Key Credits
  • Hilton Credit $60
None
Card Perks
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$160/yr)
  • Priority Boarding
  • +2 more
Spend Milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Hilton Honors Business Card vs United℠ Business Card

Is the Hilton Honors Business Card or United℠ Business Card better for dining?

Hilton Honors Business Card has no dining bonus; United℠ Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Hilton Honors Business Card currently offers 130,000 pts signup bonus (spend $8,000 in 6 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Hilton Honors Business Card and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors Business Card is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.