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CardCurator — Rewards Intelligence
Quick Answer

The Hilton Honors Business Card edges out the U.S Bank Business Leverage for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 5x). The U.S Bank Business Leverage is the better choice if you want no or lower annual fee.

Card Comparison

Hilton Honors Business Card vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$195/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
130,000 points
Spend $8,000 in 6 months
was 175k pts
$750 credit
Spend $7,500 in 4 months
was 75k pts
Top Earn Rates
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~0.50¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
  • Hilton Credit $60
None
Card Perks
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
None listed
Spend Milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Hilton Honors Business Card vs U.S Bank Business Leverage

Is the Hilton Honors Business Card or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Hilton Honors Business Card currently offers 130,000 pts signup bonus (spend $8,000 in 6 months). U.S Bank Business Leverage offers $750 signup bonus (spend $7,500 in 4 months). Hilton Honors Business Card has the larger bonus.

Which card is better for international travel?

Hilton Honors Business Card charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Hilton Honors Business Card and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors Business Card is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.