The Hilton Honors Business Card edges out the Southwest Premier for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 3x). The Southwest Premier is the better choice if you want no or lower annual fee.
Hilton Honors Business Card vs Southwest Premier
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and resorts within the Hilton portfolio 12x
- Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
- All Other Purchases 3x
- Southwest Purchases 3x
- Grocery Stores and Restaurants 2x
- All Other Purchases 1x
- Hilton Credit $60
- Hilton Honors Gold Status
- National Car Rental® Emerald Club Executive® Status
- Hilton Honors Diamond StatusAfter $40,000 spend
- 1,500 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Common Questions: Hilton Honors Business Card vs Southwest Premier
Is the Hilton Honors Business Card or Southwest Premier better for dining?
Hilton Honors Business Card has no dining bonus; Southwest Premier earns 2x on dining.
Which has the higher signup bonus in 2026?
Hilton Honors Business Card currently offers 130,000 pts signup bonus (spend $8,000 in 6 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Hilton Honors Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors Business Card and the Southwest Premier?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors Business Card is from American Express and Southwest Premier is from Chase, so they're governed by separate bank policies.