The Hilton Honors Business Card edges out the Southwest Plus for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 2x). The Southwest Plus is the better choice if you want no or lower annual fee.
Hilton Honors Business Card vs Southwest Plus
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and resorts within the Hilton portfolio 12x
- Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
- All Other Purchases 3x
- Southwest Purchases 2x
- Gas Stations and Grocery Stores 2x
- All Other Purchases 1x
- Hilton Credit $60
- Hilton Honors Gold Status
- National Car Rental® Emerald Club Executive® Status
- Hilton Honors Diamond StatusAfter $40,000 spend
Common Questions: Hilton Honors Business Card vs Southwest Plus
Is the Hilton Honors Business Card or Southwest Plus better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Hilton Honors Business Card currently offers 130,000 pts signup bonus (spend $8,000 in 6 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Hilton Honors Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors Business Card and the Southwest Plus?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors Business Card is from American Express and Southwest Plus is from Chase, so they're governed by separate bank policies.