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Card Comparison

Hilton Honors American Express Card vs The Platinum Card from American Express Exclusively for Charles Schwab

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
The Platinum Card from American Express Exclusively for Charles Schwab card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
More Info
Annual Fee
No annual fee
$895/yr
Foreign Fees
None
None
Signup Bonus
70,000 points
Spend $2,000 in 6 months
150,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
Card Perks
  • Hilton Honors Silver Status
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: Hilton Honors American Express Card vs The Platinum Card from American Express Exclusively for Charles Schwab

Is the Hilton Honors American Express Card or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?

Hilton Honors American Express Card earns 5x on dining; The Platinum Card from American Express Exclusively for Charles Schwab has no dining bonus.

Which has the higher signup bonus in 2026?

Hilton Honors American Express Card currently offers 70,000 pts signup bonus (spend $2,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Hilton Honors American Express Card and the The Platinum Card from American Express Exclusively for Charles Schwab?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.