The Hilton Honors Business Card edges out the Hilton Honors American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 7x). The Hilton Honors American Express Card is the better choice if you want no or lower annual fee.
Hilton Honors American Express Card vs Hilton Honors Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and resorts in the Hilton portfolio 7x
- Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
- All Other Purchases 3x
- hotels and resorts within the Hilton portfolio 12x
- Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
- All Other Purchases 3x
- Hilton Credit $60
- Hilton Honors Silver Status
- Hilton Honors Gold Status
- National Car Rental® Emerald Club Executive® Status
- Hilton Honors Diamond StatusAfter $40,000 spend
Common Questions: Hilton Honors American Express Card vs Hilton Honors Business Card
Is the Hilton Honors American Express Card or Hilton Honors Business Card better for dining?
Hilton Honors American Express Card earns 5x on dining; Hilton Honors Business Card has no dining bonus.
Which has the higher signup bonus in 2026?
Hilton Honors American Express Card currently offers 100,000 pts signup bonus (spend $2,000 in 6 months). Hilton Honors Business Card offers 130,000 pts signup bonus (spend $8,000 in 6 months). Hilton Honors Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors American Express Card and the Hilton Honors Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.