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CardCurator — Rewards Intelligence
Card Comparison

Free Spirit Travel More World Elite Mastercard vs United Explorer

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Free Spirit Travel More World Elite Mastercard card art
Free Spirit
Free Spirit Travel More World Elite Mastercard
Bank of America
More Info
United Explorer card art
United MileagePlus
United Explorer
Chase
More Info
Annual Fee
$79/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
65,000 points
Spend $1,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Eligible Spirit Purchases 3x
  • Eligible Dining Purchases 2x
  • Grocery Store Purchases 2x
  • United Purchases 2x
  • Restaurant Purchases 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $5
  • Statement Credit $50
  • Statement Credit $50
  • +1 more
Card Perks
  • 25% Rebate on inflight purchases
  • Enjoy Two Free Checked Bags as a primary cardholder
  • Group 2 Priority Boarding on all flights
  • +1 more
  • 2 United Club one-time passes per year
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Free Spirit Travel More World Elite Mastercard vs United Explorer

Is the Free Spirit Travel More World Elite Mastercard or United Explorer better for dining?

Free Spirit Travel More World Elite Mastercard earns 2x on dining; United Explorer earns 2x on dining. Free Spirit Travel More World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

Free Spirit Travel More World Elite Mastercard currently offers 65,000 pts signup bonus (spend $1,000 in 3 months). United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). United Explorer has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Free Spirit Travel More World Elite Mastercard and the United Explorer?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Free Spirit Travel More World Elite Mastercard is from Bank of America and United Explorer is from Chase, so they're governed by separate bank policies.