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Quick Answer

The Free Spirit Travel More World Elite Mastercard and The Platinum Card from American Express are closely matched. Free Spirit Travel More World Elite Mastercard wins on 2 categories (65,000 pts signup bonus); The Platinum Card from American Express wins on 2 (175,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Free Spirit Travel More World Elite Mastercard vs The Platinum Card from American Express

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Free Spirit Travel More World Elite Mastercard card art
Free Spirit
Free Spirit Travel More World Elite Mastercard
Bank of America
More Info
The Platinum Card from American Express card art
American Express Membership Rewards
The Platinum Card from American Express
American Express
More Info
Annual Fee
$79/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
65,000 points
Spend $1,000 in 3 months
175,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • Eligible Spirit Purchases 3x
  • Eligible Dining Purchases 2x
  • Grocery Store Purchases 2x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~0.80¢/pt points · industry est.
~1.10¢/pt points · industry est.
Key Credits
None
  • Prepaid Hotel Credit $200
  • Uber Cash $15
  • Airline Fee Credit $200
  • +4 more
Card Perks
  • 25% Rebate on inflight purchases
  • Enjoy Two Free Checked Bags as a primary cardholder
  • Group 2 Priority Boarding on all flights
  • +1 more
  • Centurion Lounge Access
  • Priority Pass Select
  • Delta Sky Club Access
  • +6 more
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more

Common Questions: Free Spirit Travel More World Elite Mastercard vs The Platinum Card from American Express

Is the Free Spirit Travel More World Elite Mastercard or The Platinum Card from American Express better for dining?

Free Spirit Travel More World Elite Mastercard earns 2x on dining; The Platinum Card from American Express has no dining bonus.

Which has the higher signup bonus in 2026?

Free Spirit Travel More World Elite Mastercard currently offers 65,000 pts signup bonus (spend $1,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). Free Spirit Travel More World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Free Spirit Travel More World Elite Mastercard and the The Platinum Card from American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Free Spirit Travel More World Elite Mastercard is from Bank of America and The Platinum Card from American Express is from American Express, so they're governed by separate bank policies.