The Hilton Honors Surpass edges out the Delta SkyMiles Reserve Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 3x). The Delta SkyMiles Reserve Business Card is the better choice if you prioritize a different rewards ecosystem.
Delta SkyMiles Reserve Business Card vs Hilton Honors Surpass
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Delta Purchases 3x
- Transit/Rideshares 1.5x
- U.S. Shipping Providers 1.5x
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Statement Credit $10
- Statement Credit $20
- Hilton Credit $50
- Delta Sky Club Access
- First Checked Bag Free
- Priority Boarding
- +2 more
- Hilton Honors Gold Status
- Unlimited Delta Sky Club AccessAfter $75,000 spend
- Free Night AwardAfter $15,000 spend
Common Questions: Delta SkyMiles Reserve Business Card vs Hilton Honors Surpass
Is the Delta SkyMiles Reserve Business Card or Hilton Honors Surpass better for dining?
Delta SkyMiles Reserve Business Card has no dining bonus; Hilton Honors Surpass earns 6x on dining.
Which has the higher signup bonus in 2026?
Delta SkyMiles Reserve Business Card currently offers 125,000 pts signup bonus (spend $15,000 in 6 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Delta SkyMiles Reserve Business Card and the Hilton Honors Surpass?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.