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Quick Answer

The Delta SkyMiles Reserve American Express Card edges out the Qatar Airways Privilege Club Infinite Credit Card for most cardholders — it wins on 2 of 4 comparison categories and offers $16 signup bonus. The Qatar Airways Privilege Club Infinite Credit Card is the better choice if you want no or lower annual fee.

Card Comparison

Delta SkyMiles Reserve American Express Card vs Qatar Airways Privilege Club Infinite Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Reserve American Express Card card art
Delta SkyMiles
Delta SkyMiles Reserve American Express Card
American Express
More Info
Qatar Airways Privilege Club Infinite Credit Card card art
Qatar Avios
Qatar Airways Privilege Club Infinite Credit Card
Cardless
More Info
Annual Fee
$650/yr
$499/yr
Foreign Fees
None
None
Signup Bonus
See issuer
was 100k pts
See issuer
was 50k pts
Top Earn Rates
  • Delta Purchases 3x
  • All Other Purchases 1x
  • Qatar Airways 3x
  • Travel 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.20¢/pt miles · industry est.
~1.40¢/pt points · industry est.
Key Credits
  • Resy Credit $20
  • Rideshare Credit $10
  • Statement Credit $200
  • Annual Travel Credit $100
Card Perks
  • Delta Sky Club Access
  • Centurion Lounge Access
  • First Checked Bag Free
  • +4 more
  • Gold tier (~$200/yr)
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Delta SkyMiles Reserve American Express Card vs Qatar Airways Privilege Club Infinite Credit Card

Is the Delta SkyMiles Reserve American Express Card or Qatar Airways Privilege Club Infinite Credit Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Delta SkyMiles Reserve American Express Card currently offers $16 signup bonus. Qatar Airways Privilege Club Infinite Credit Card offers $14 signup bonus. Delta SkyMiles Reserve American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Reserve American Express Card and the Qatar Airways Privilege Club Infinite Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Reserve American Express Card is from American Express and Qatar Airways Privilege Club Infinite Credit Card is from Cardless, so they're governed by separate bank policies.