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Quick Answer

The Hilton Honors Surpass edges out the Delta SkyMiles Platinum Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 3x). The Delta SkyMiles Platinum Business Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Delta SkyMiles Platinum Business Card vs Hilton Honors Surpass

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

 Delta SkyMiles Platinum Business Card card art
Delta SkyMiles
Delta SkyMiles Platinum Business Card
American Express
More Info
Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Annual Fee
$350/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $8,000 in 6 months
was 110k pts
130,000 points
Spend $3,000 in 6 months
was 130k pts
Top Earn Rates
  • Delta Purchases 3x
  • Large Purchases 3x
  • Advertising 2x
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
Reward Type
miles
miles
Pts Value
~1.20¢/pt miles · industry est.
~0.50¢/pt points · industry est.
Key Credits
  • In-Flight Purchases Credit $100
  • CLEAR Plus Credit $189
  • Uber One Membership $10
  • Hilton Credit $50
Card Perks
  • First Checked Bag Free
  • Priority Boarding
  • Companion Certificate
  • +1 more
  • Hilton Honors Gold Status
Spend Milestones
No milestones
  • Free Night Award
    After $15,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Delta SkyMiles Platinum Business Card vs Hilton Honors Surpass

Is the Delta SkyMiles Platinum Business Card or Hilton Honors Surpass better for dining?

Delta SkyMiles Platinum Business Card has no dining bonus; Hilton Honors Surpass earns 6x on dining.

Which has the higher signup bonus in 2026?

Delta SkyMiles Platinum Business Card currently offers 100,000 pts signup bonus (spend $8,000 in 6 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Hilton Honors Surpass has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Platinum Business Card and the Hilton Honors Surpass?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.