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Quick Answer

The Hilton Honors Business Card edges out the Delta SkyMiles Gold Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 3x). The Delta SkyMiles Gold Business Card is the better choice if you want no or lower annual fee.

Card Comparison

Delta SkyMiles Gold Business Card vs Hilton Honors Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

 Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
Annual Fee
$150/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $4,000 in 6 months
was 85k pts
130,000 points
Spend $8,000 in 6 months
was 175k pts
Top Earn Rates
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Pts Value
~1.20¢/pt miles · industry est.
~0.50¢/pt points · industry est.
Key Credits
None
  • Hilton Credit $60
Card Perks
None listed
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
Spend Milestones
No milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Delta SkyMiles Gold Business Card vs Hilton Honors Business Card

Is the Delta SkyMiles Gold Business Card or Hilton Honors Business Card better for dining?

Delta SkyMiles Gold Business Card earns 2x on dining; Hilton Honors Business Card has no dining bonus.

Which has the higher signup bonus in 2026?

Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). Hilton Honors Business Card offers 130,000 pts signup bonus (spend $8,000 in 6 months). Hilton Honors Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Gold Business Card and the Hilton Honors Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.