Citi Thank You vs The Business Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Gas Stations 5x
- All Other Purchases 1x
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Citi Thank You vs The Business Platinum Card from American Express
Is the Citi Thank You or The Business Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Citi Thank You currently offers no current bonus. The Business Platinum Card from American Express offers 200,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Thank You and the The Business Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Thank You is from Citi and The Business Platinum Card from American Express is from American Express, so they're governed by separate bank policies.