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CardCurator — Rewards Intelligence
Card Comparison

Citi Double Cash vs Walmart OnePay CashRewards Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Walmart OnePay CashRewards Card card art
Walmart - One Pay Rewards
Walmart OnePay CashRewards Card
Synchrony Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
None
Signup Bonus
$200 credit
Spend $1,500 in 6 months
3,500 points
Spend $75 in 3 months
Top Earn Rates
  • Citi Travel 5x
  • All Other Purchases 2x
  • Walmart with Walmart Plus 5x
  • Walmart without Walmart Plus 3x
  • All Other Purchases 1.5x
Reward Type
cashback
miles
Pts Value
~1.90¢/pt points · industry est.
~1.00¢/pt reward dollars · industry est.
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
No transfer partners
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Common Questions: Citi Double Cash vs Walmart OnePay CashRewards Card

Is the Citi Double Cash or Walmart OnePay CashRewards Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Citi Double Cash currently offers $2 signup bonus (spend $1,500 in 6 months). Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Walmart OnePay CashRewards Card has the larger bonus.

Which card is better for international travel?

Walmart OnePay CashRewards Card charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.

Can I hold both the Citi Double Cash and the Walmart OnePay CashRewards Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Double Cash is from Citi and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.