The Citi Strata edges out the Citi Double Cash for most cardholders — it wins on 1 of 4 comparison categories and offers 30,000 pts signup bonus. The Citi Double Cash is the better choice if you prioritize a different rewards ecosystem.
Citi Double Cash vs Citi Strata
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Citi Travel 5x
- All Other Purchases 2x
- Hotels (Citi Travel) 5x
- Car Rentals (Citi Travel) 5x
- Attractions (Citi Travel) 5x
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- AAdvantage
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- AAdvantage
- AAdvantage
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- Aeromexico Club Premier
- Accor Live Limitless
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Common Questions: Citi Double Cash vs Citi Strata
Is the Citi Double Cash or Citi Strata better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Citi Double Cash currently offers $2 signup bonus (spend $1,500 in 6 months). Citi Strata offers 30,000 pts signup bonus (spend $1,000 in 3 months). Citi Strata has the larger bonus.
Which card is better for international travel?
Citi Strata charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.
Can I hold both the Citi Double Cash and the Citi Strata?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.