Card Comparison
Citi Diamond Preferred vs U.S. BANK CASH+
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
None
Signup Bonus
None
200 points
Spend $1,000 in 3 months
Top Earn Rates
1x base rate
- Choice Categories (2 selected) 5x
- Travel Center 5x
- Everyday Category (1 selected) 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Cash back only
Common Questions: Citi Diamond Preferred vs U.S. BANK CASH+
Is the Citi Diamond Preferred or U.S. BANK CASH+ better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Citi Diamond Preferred currently offers no current bonus. U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). U.S. BANK CASH+ has the larger bonus.
Which card is better for international travel?
U.S. BANK CASH+ charges no foreign transaction fees — the better pick for international use. Citi Diamond Preferred charges 3% on foreign purchases.
Can I hold both the Citi Diamond Preferred and the U.S. BANK CASH+?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Diamond Preferred is from Citi and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.