Skip to main content
Quick Answer

The Chase Sapphire Reserve Business and Hilton Honors Business Card are closely matched. Chase Sapphire Reserve Business wins on 2 categories (200,000 pts signup bonus); Hilton Honors Business Card wins on 2 (130,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Chase Sapphire Reserve Business vs Hilton Honors Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
Annual Fee
$795/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 3 months
was 200k pts
130,000 points
Spend $8,000 in 6 months
was 175k pts
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~0.50¢/pt points · industry est.
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
  • Hilton Credit $60
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
Spend Milestones
No milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Sapphire Reserve Business vs Hilton Honors Business Card

Is the Chase Sapphire Reserve Business or Hilton Honors Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). Hilton Honors Business Card offers 130,000 pts signup bonus (spend $8,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Hilton Honors Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Hilton Honors Business Card is from American Express, so they're governed by separate bank policies.