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Card Comparison

Chase Sapphire Reserve Business vs Emirates Skywards Premium World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Emirates Skywards Premium World Elite Mastercard card art
Emirates Skywards
Emirates Skywards Premium World Elite Mastercard
Barclays
More Info
Annual Fee
$795/yr
$499/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 3 months
50,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • Emirates Purchases 3x
  • Dining and hotel purchases 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
  • TSA PreCheck/Global Entry Credit $120
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • 25% savings when you Buy or Gift Miles
  • Priority Pass Select Lounge Access (~$469/yr)
Spend Milestones
No milestones
  • Emirates Gold tier membership
    After $40,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve Business vs Emirates Skywards Premium World Elite Mastercard

Is the Chase Sapphire Reserve Business or Emirates Skywards Premium World Elite Mastercard better for dining?

Chase Sapphire Reserve Business has no dining bonus; Emirates Skywards Premium World Elite Mastercard earns 2x on dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). Emirates Skywards Premium World Elite Mastercard offers 50,000 pts signup bonus (spend $3,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Emirates Skywards Premium World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Emirates Skywards Premium World Elite Mastercard is from Barclays, so they're governed by separate bank policies.