Card Comparison
Chase Sapphire Reserve Business vs Citi Prestige
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$795/yr
$495/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
75,000 points
Spend $5,000 in 3 months
Top Earn Rates
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Flights 5x
- Restaurants 5x
- Hotels 3x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Travel Credit $250
Card Perks
- Chase Sapphire Lounge (~$200/yr)
- Priority Pass Select (~$429/yr)
- American Airlines Admirals Club Access (~$650/yr)
- TSA PreCheck / Global Entry Credit (~$25/yr)
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Chase Sapphire Reserve Business vs Citi Prestige
Is the Chase Sapphire Reserve Business or Citi Prestige better for dining?
Chase Sapphire Reserve Business has no dining bonus; Citi Prestige earns 5x on dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Citi Prestige offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the Citi Prestige?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Citi Prestige is from Citi, so they're governed by separate bank policies.