The Chase Sapphire Reserve Business edges out the Citi Prestige for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 5x). The Citi Prestige is the better choice if you want no or lower annual fee.
Chase Sapphire Reserve Business vs Citi Prestige
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Citi Prestige is no longer available for new applicants. Historical data is preserved here for reference.
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Flights 5x
- Restaurants 5x
- Hotels 3x
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Travel Credit $250
- Chase Sapphire Lounge (~$200/yr)
- Priority Pass Select (~$429/yr)
- American Airlines Admirals Club Access (~$650/yr)
- TSA PreCheck / Global Entry Credit (~$25/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- AAdvantage
- AAdvantage
- Accor Live Limitless
- Accor Live Limitless
- Avianca LifeMiles
- +33 more
Common Questions: Chase Sapphire Reserve Business vs Citi Prestige
Is the Chase Sapphire Reserve Business or Citi Prestige better for dining?
Chase Sapphire Reserve Business has no dining bonus; Citi Prestige earns 5x on dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). Citi Prestige offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the Citi Prestige?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Citi Prestige is from Citi, so they're governed by separate bank policies.