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Quick Answer

The Chase Sapphire Preferred and Marriott Bonvoy Business American Express Card are closely matched. Chase Sapphire Preferred wins on 2 categories (75,000 pts signup bonus); Marriott Bonvoy Business American Express Card wins on 2 (150,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Chase Sapphire Preferred vs Marriott Bonvoy Business American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Annual Fee
$95/yr
$125/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
150,000 points + $125 credit
Spend $8,000 in 6 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~0.80¢/pt points · industry est.
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
None
Card Perks
  • DoorDash Dashpass (~$100/yr)
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • United MileagePlus

Common Questions: Chase Sapphire Preferred vs Marriott Bonvoy Business American Express Card

Is the Chase Sapphire Preferred or Marriott Bonvoy Business American Express Card better for dining?

Chase Sapphire Preferred earns 3x on dining; Marriott Bonvoy Business American Express Card earns 4x on dining. Marriott Bonvoy Business American Express Card wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Marriott Bonvoy Business American Express Card offers 150,000 pts signup bonus (spend $8,000 in 6 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the Marriott Bonvoy Business American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Marriott Bonvoy Business American Express Card is from American Express, so they're governed by separate bank policies.