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Quick Answer

The Chase Sapphire Preferred edges out the Lufthansa Miles & More World Elite for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 2x). The Lufthansa Miles & More World Elite is the better choice if you want no or lower annual fee.

Card Comparison

Chase Sapphire Preferred vs Lufthansa Miles & More World Elite

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
Lufthansa Miles & More World Elite card art
Lufthansa Miles & More
Lufthansa Miles & More World Elite
Barclays
More Info
Annual Fee
$95/yr
$89/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
See issuer
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Miles & More partner airline tickets 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.10¢/pt miles · industry est.
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
None
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • Lounge Access (~$97/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Sapphire Preferred vs Lufthansa Miles & More World Elite

Is the Chase Sapphire Preferred or Lufthansa Miles & More World Elite better for dining?

Chase Sapphire Preferred earns 3x on dining; Lufthansa Miles & More World Elite has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Lufthansa Miles & More World Elite offers $12 signup bonus. Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the Lufthansa Miles & More World Elite?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Lufthansa Miles & More World Elite is from Barclays, so they're governed by separate bank policies.