The Chase Sapphire Preferred edges out the Go Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 3x). The Go Rewards is the better choice if you want no or lower annual fee.
Chase Sapphire Preferred vs Go Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- Restaurants 3x
- Gas 2x
- All Other Purchases 1x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- DoorDash Dashpass (~$100/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Sapphire Preferred vs Go Rewards
Is the Chase Sapphire Preferred or Go Rewards better for dining?
Chase Sapphire Preferred earns 3x on dining; Go Rewards earns 3x on dining. Chase Sapphire Preferred wins for dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Preferred and the Go Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.