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CardCurator — Rewards Intelligence
Quick Answer

The Chase Sapphire Preferred edges out the Delta SkyMiles Reserve American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 3x). The Delta SkyMiles Reserve American Express Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Chase Sapphire Preferred vs Delta SkyMiles Reserve American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
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Delta SkyMiles Reserve American Express Card card art
Delta SkyMiles
Delta SkyMiles Reserve American Express Card
American Express
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Annual Fee
$95/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
See issuer
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Delta Purchases 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.20¢/pt miles · industry est.
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
  • Resy Credit $20
  • Rideshare Credit $10
  • Statement Credit $200
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • Delta Sky Club Access
  • Centurion Lounge Access
  • First Checked Bag Free
  • +4 more
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Preferred vs Delta SkyMiles Reserve American Express Card

Is the Chase Sapphire Preferred or Delta SkyMiles Reserve American Express Card better for dining?

Chase Sapphire Preferred earns 3x on dining; Delta SkyMiles Reserve American Express Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Delta SkyMiles Reserve American Express Card offers $16 signup bonus. Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the Delta SkyMiles Reserve American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Delta SkyMiles Reserve American Express Card is from American Express, so they're governed by separate bank policies.