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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Preferred vs Delta SkyMiles Gold Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
90,000 points
Spend $4,000 in 6 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
Reward Type
miles
miles
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
None
Card Perks
  • DoorDash Dashpass (~$100/yr)
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Preferred vs Delta SkyMiles Gold Business Card

Is the Chase Sapphire Preferred or Delta SkyMiles Gold Business Card better for dining?

Chase Sapphire Preferred earns 3x on dining; Delta SkyMiles Gold Business Card earns 2x on dining. Chase Sapphire Preferred wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Delta SkyMiles Gold Business Card offers 90,000 pts signup bonus (spend $4,000 in 6 months). Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the Delta SkyMiles Gold Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Delta SkyMiles Gold Business Card is from American Express, so they're governed by separate bank policies.