The Chase Ink Business Preferred and Hilton Honors Surpass are closely matched. Chase Ink Business Preferred wins on 2 categories (100,000 pts signup bonus); Hilton Honors Surpass wins on 2 (130,000 pts signup bonus). The better pick depends on your spending patterns.
Chase Ink Business Preferred vs Hilton Honors Surpass
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Travel 3x
- Shipping 3x
- Internet, Cable, Phone Services 3x
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Hilton Credit $50
- Hilton Honors Gold Status
- Free Night AwardAfter $15,000 spend
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Ink Business Preferred vs Hilton Honors Surpass
Is the Chase Ink Business Preferred or Hilton Honors Surpass better for dining?
Chase Ink Business Preferred has no dining bonus; Hilton Honors Surpass earns 6x on dining.
Which has the higher signup bonus in 2026?
Chase Ink Business Preferred currently offers 100,000 pts signup bonus (spend $8,000 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Chase Ink Business Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Preferred and the Hilton Honors Surpass?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Preferred is from Chase and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.